NVIDIA RSU Calculator

Compare RSU selling strategies with Israeli tax rules: Hold until end, sell at vest, or hold 2 years for 25% capital gains rate. Enter your grant value in USD.

RSU Grant Details

On principal at vest
Tax Calculation Details (Click to expand)

Israeli RSU Tax Model

RSUs are taxed in two parts: income tax on the principal (grant value) and capital gains tax on appreciation above the grant price.

1. Income Tax (on principal/grant value)
Income Tax = Grant Value (USD) × Income Tax Rate

Example: $100,000 grant value, 47% tax rate
Income Tax = $100,000 × 0.47 = $47,000

This is the same regardless of when you sell!
2. Capital Gains Tax (on appreciation above grant price)
Capital Gain = (Sale Price - Grant Price) × Shares

If held ≥ 2 years from vest: Cap Gains Tax = Capital Gain × 25%
If held < 2 years from vest: Cap Gains Tax = Capital Gain × Income Tax Rate

Example: Grant price $10, sell at $150, 1000 shares, held 3 years
Capital Gain = ($150 - $10) × 1000 = $140,000
Cap Gains Tax = $140,000 × 0.25 = $35,000
3. Total Tax & Net Value
Total Tax = Income Tax + Capital Gains Tax
Net Value = Gross Sale Value - Total Tax

Example (continuing above):
Gross Value = 1000 × $150 = $150,000
Total Tax = $47,000 + $35,000 = $82,000
Net Value = $150,000 - $82,000 = $68,000

Strategy Formulas

Sell at Vest: Income tax on grant + short-term capital gains (taxed at income rate)
Net = Gross - (Grant Value × Income Rate) - ((Vest Price - Grant Price) × Shares × Income Rate)
Hold Until End: Income tax on grant + capital gains (25% if held 2+ years per batch)
Net = (Shares × End Price) - Income Tax - Σ(Cap Gains Tax per vest batch)
Hold 2 Years Each: Sell each vest batch exactly 2 years later to ensure 25% rate
Net = Σ(Shares × Price 2 Years After Vest) - Income Tax - Σ(25% × Cap Gains)

Disclaimer: This calculator is for educational purposes only. Stock prices are fetched from historical data and may not reflect exact trading prices. Tax calculations are simplified estimates. Always consult a financial advisor and tax professional for investment decisions.

Note: Calculations assume shares are sold at the closing price on the vest date (sell at vest), at the end of the 4-year period (hold until end), or 2 years after each vest (hold 2 years each).